Here’s an overview of
what each part covers
This is hospital insurance that covers:
Inpatient hospital and rehabilitation facility care, including X-rays, surgeries and radiation treatment.
Skilled nursing facility, hospice and home health care.
Most people won’t pay a premium for Part A.
This is medical insurance that covers:
• Outpatient hospital and home health care.
• Ambulance, doctor and preventative services.
You’ll pay a monthly premium for Part B.
The premium is usually deducted from – or taken out of – your social security check.
An alternative to orginal Medicare, this is a
Medicare Advantage plan that:
Covers all your Parts A and B benefits.
May cover your prescription drugs, too.
May also offer extra benefits, like vision coverage or a fitness membership.
Caps your out-of-pocket spending to protect your finances.
You may pay a monthly premium for Part C. You must keep paying your Part B premium, too.
This is a Medicare prescription drug plan that:
Covers your prescription drugs.
Is often included in a Medicare Advantage plan.
Can be purchased separately to go with original Medicare.