MEDICARE OPTIONS
Original Medicare
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Original Medicare includes Medicare Part A (hospital insurance) and Part B (medical insurance).
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You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
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To help pay out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental insurance.
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You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
You will have:
Part A
Part B
You can add:
Part D
Supplemental Coverage
This includes Medicare Supplemental Insurance (Medigap). You can also use coverage from a former employer or union, or Medicaid.
Medicare Advantage
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Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Parts A, B, and usually D.
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In most cases, you can only use doctors who are in the plan’s network.
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Plans may have lower out-of-pocket costs than Original Medicare.
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Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, and dental services.