MEDICARE OPTIONS

Original Medicare

  • Original Medicare includes Medicare Part A (hospital insurance) and Part B (medical insurance).

  • You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).

  • To help pay out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental insurance.

  • You can use any doctor or hospital that takes Medicare, anywhere in the U.S.

You will have:

Part A  

Part B

You can add:

Part D 

Supplemental Coverage  

This includes Medicare Supplemental Insurance (Medigap). You can also use coverage from a former employer or union, or Medicaid.

Medicare Advantage

  • Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Parts AB, and usually D.

  • In most cases, you can only use doctors who are in the plan’s network.

  • Plans may have lower out-of-pocket costs than Original Medicare.

  • Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, and dental services.

You will have:

Part A  

Part B

Most plans include:

Part D 

Some Extra Benefits 

Some plans also include:

Lower Out-Of-Pocket Costs 

Call: 888-820-1202 (toll free) • 914-220-8333

Email: mcoogan@medicareresourcesusa.com

A FREE SERVICE TO HELP INDIVIDUALS

PREPARE FOR MEDICARE COVERAGE