The New Medicare Supplement Plan option is the High Deductible Plan-G+
The monthly premium in NY is $72.00
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The HD Plan-G+ Deductible is $2870.00 Annual.
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The $2870.00 is not an ‘upfront deductible’.
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This is paid as medical costs are incurred 20% of each bill.
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Medicare pays 80% of the medical expenses—you self-insure for the 20% of the medical expenses.
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20% of a $300.00 Dr. office visit is $60.00 cost to you.
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The Plan pays 100% of the medical expenses after the $2870.00 deductible. The deductible re-sets every January.
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This Plan Option is a large savings in monthly premiums.
Important Points:
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2025 Medicare Part-A Hospital Deductible $1676.00
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This Annual Deductible is paid 100% by you for any Hospital stay.
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The Hospital Deductible is included in the $2870.00 Plan Deductible.
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2025 Medicare Part-B Medical Deductible $257.00
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This Annual Deductible is 100% paid by you and not included in the $2870.00 Plan Deductible.
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Your annual maximum out-of-pocket costs for Hospital and Medical could be $3127.00
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This is the $2870.00 plus $257.00
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As with all Medicare Supplement Plans combined with Original Medicare A&B.
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You can see any Physician in the USA that accepts Medicare.
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Skilled Nursing Facility Care is covered up to 100 days.
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Foreign Travel Medical Emergency Care benefit up to $50,000